Our Vision
Businesses should be able to take the next opportunity while an eligible invoice awaits payment. We want working capital to feel clear, timely and suited to each transaction.
About Cred My Bills
Working capital made clearer for growing businesses
A business can complete the work, raise an invoice and still wait for payment while the next opportunity arrives.
Cred My Bills helps Indian businesses explore working capital against eligible unpaid sales invoices. We bring the transaction, documents and any offer terms into a guided process that is easier to understand.
From the first conversation to the final decision, our focus is on giving you a clear view of what comes next.
Contact UsOne platform. Every step connected.
From invoice to working capital, Cred My Bills keeps the journey moving.
3 partiesconnected in one flow
1 journeyfrom bill to funds
100%digital-first process
24/7status visibility
What drives us
Access to working capital made easy
Our purpose is to help businesses move forward with clarity while they wait for eligible invoices to be paid.
Our Mission
We guide businesses from invoice review through eligibility, documents and any available offer. We make the terms clear at every step, so they can decide with confidence.
Apply Today to unlock the value of your invoices and propel your business growth with Cred My Bills.
Start your applicationFrequently Asked Questions
What is bill discounting?
Sales bill discounting lets a business receive funds against an eligible unpaid sales invoice before its due date. A discounting charge is applied, and the remaining amount becomes available as working capital.
Who can use Cred My Bills?
Cred My Bills is designed for businesses that sell goods or services to other businesses on credit terms. Final eligibility depends on the business, buyer, invoice and supporting documents.
Do I need to provide property as collateral?
Bill discounting is generally anchored to the underlying trade receivable rather than property. The exact security and terms, if any, are shown in the offer before acceptance.
How much of my invoice can be funded?
The eligible amount varies by transaction and is based on factors such as invoice value, buyer profile, payment terms and document verification. Your offer will show the approved amount clearly.
What happens when the invoice reaches its due date?
The repayment flow depends on the approved structure for your transaction. The applicable responsibility, timeline and settlement instructions are set out in the offer terms.